One of the major headaches for people suffering from mental health issues has to be financial challenges or put simply money problems.
Therefore, whenever I have something to share with you relating to money matters – although I’m definitely no financial expert – which I consider to be of potential benefit to you I will spill the beans so to speak.
At this moment in time our car insurance is due for renewal and in recent years we have been guilty of being lazy in the sense that we have automatically renewed the policy each year with the same company.
This has invariably led to ever increasing premiums, as companies take advantage of your apathy and reluctance to shop around. As they say, in this game, you are most definitely not rewarded for loyalty.
Therefore on receiving your renewal notice, your first port of call should be the internet and a comparison web site, such as Go Compare or Money Supermarket. Or you could contact companies like NFU Mutual or Direct Line who I believe are not on these comparison sites. An alternative would be a visit to an Insurance Broker in your High Street, where you also benefit from a personal service.
As a side-note, for some reason and don’t ask me why, they say that asking for a quote about 26 days before the renewal date is the optimum time to grab yourself a bargain. I believe it’s something to do with these insurance companies possibly taking advantage of those lazy souls who leave it until the last minute.
One other option you might wish to consider is obtaining a quote through a cash-back site such as Top Cashback, where you get money back just for having used their site.
A task such as this which might take you a couple of hours can well save you anything from £50 to a £150. Doing this with other items on your expenditure list during the course of the year could well result in a saving of several hundred pounds.
Aled
Better Mental Health 